Mortgage Information

The Pledged-Asset Mortgage

The Pledged-Asset Mortgage allows borrowers to finance a home without liquidating investments to fund a down payment. Assets that are pledged in lieu of a down payment can come from a borrower's own investment funds or from those of a family member.

Consumer Benefits

• Borrower does not need to liquidate earning assets for a down payment
• Provides the borrower the maximum return on investment and the maximum allowable home interest deduction

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